Terms of Service

1. Acceptance of Terms

By accessing or using the AfrUnitedAi website, dashboard, or related services (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not access or use the Service. Your continued use of the Service constitutes ongoing acceptance of these Terms as they may be updated from time to time.

2. Description of Service

AfrUnitedAi provides a portfolio aggregation and reporting tool intended to help users view account and holdings information across multiple sources in a single interface. The Service is provided for informational and organizational purposes only and does not constitute financial, investment, tax, or legal advice. Nothing presented within the Service should be interpreted as a recommendation to buy, sell, or hold any security or asset.

3. Eligibility and Account Registration

You must be of legal age in your jurisdiction and have the authority to enter into these Terms to use the Service. When you create an account, you agree to provide accurate, current, and complete information, and to keep this information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

4. Connected Accounts and Third-Party Data

The Service may allow you to connect external brokerage, exchange, or financial accounts in order to consolidate information for display purposes. AfrUnitedAi does not control, and is not responsible for, the accuracy, availability, or security practices of any third-party platform. You are solely responsible for ensuring you have the right to share any connected account data through the Service.

5. Acceptable Use

You agree not to misuse the Service, including but not limited to: attempting unauthorized access to systems or data, interfering with normal operation of the Service, reverse engineering any portion of the platform, using automated means to extract data without permission, or using the Service for any unlawful purpose. AfrUnitedAi reserves the right to suspend or terminate access for any account found to be in violation of this section.

6. Fees and Payment

Certain features of the Service may be offered on a paid subscription basis. Applicable fees, billing cycles, and renewal terms will be presented to you at the point of purchase. Unless otherwise stated, fees are non-refundable. AfrUnitedAi reserves the right to modify pricing with reasonable advance notice to existing subscribers.

7. No Investment Advice

AfrUnitedAi is a reporting and organizational tool, not a licensed financial advisor, broker-dealer, or investment manager. Any data, summaries, or visualizations provided through the Service are for informational purposes only. You should consult a qualified professional before making any financial decision. AfrUnitedAi makes no representation regarding the accuracy or completeness of any third-party sourced data displayed within the Service.

8. Intellectual Property

All content, design elements, trademarks, and software associated with the Service are the property of AfrUnitedAi or its licensors and are protected by applicable intellectual property laws. These Terms do not grant you any ownership rights in the Service; you receive only a limited, non-exclusive, non-transferable license to use the Service for its intended purpose.

9. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. AfrUnitedAi does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.

10. Limitation of Liability

To the maximum extent permitted by applicable law, AfrUnitedAi and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising from or related to your use of the Service, even if advised of the possibility of such damages. Your sole remedy for dissatisfaction with the Service is to discontinue use.

11. Termination

AfrUnitedAi reserves the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users or the Service. You may discontinue use of the Service and request account closure at any time.

12. Changes to These Terms

AfrUnitedAi may revise these Terms from time to time to reflect changes in the Service or applicable law. Material changes will be indicated by updating the "Last updated" date above. Continued use of the Service following any update constitutes acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which AfrUnitedAi is established, without regard to conflict of law principles. [Insert specific governing jurisdiction here.]

14. Contact

If you have any questions regarding these Terms, please reach out through the contact details provided on our Contact page.